2 Apr 2026
When “one leg lets you down” pays a free bet instead of cash
Acca insurance and bet-builder refunds sound like consolation prizes. Here is a straight description of what usually happens and where matched bettors care about the detail.
The mechanic
You place a multi or builder with a minimum number of legs and minimum odds per leg. If exactly one selection fails (or the defined trigger hits), the book may refund the stake as a free bet up to a cap — not as cash in your bank.
The refund token is often smaller than a full welcome bundle but still has SNR-style maths when you turn it into a layed position.
Typical restrictions
Caps on refund size, sport exclusions, and time windows are normal. “Insurance” rarely means risk-free cash — it means a second bet with strings attached.
Live betting, cashed-out legs, or edited tickets can void the promo. Check whether postponed matches or push results count as losers for their ruleset.
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